Disclaimer
Last updated: July 2026
1. Informational Tool Only
This website provides a free personal loan eligibility calculator for educational and informational purposes. All scores, EMI figures, interest rates, and bank matches are estimates only based on general industry rules and the information you enter.
2. Not Financial Advice
Nothing on this site constitutes financial, legal, or investment advice. You should consult a qualified financial advisor or visit official bank branches before making any borrowing decision.
3. Bank Eligibility Rules
Each bank (SBI, HDFC, ICICI, Axis, etc.) has its own credit policies, documentation requirements, and approval criteria. Our bank-matching logic uses publicly known indicative rules — actual eligibility may differ. Final approval rests solely with the respective bank.
4. Official Apply Links
"Apply Now" buttons redirect to official bank websites. We are not affiliated with, endorsed by, or partnered with any bank unless explicitly stated. Always verify the URL before entering personal or financial data.
5. No Guarantee
We do not guarantee loan approval, specific interest rates, or loan amounts. Past performance or calculator results do not guarantee future outcomes.
6. Third-Party Ads
This site may display advertisements via Google Ad Manager. We are not responsible for the content, products, or services offered by advertisers.
7. Data Accuracy
Interest rates and bank rules change frequently. While we strive to keep information current, we make no warranties about accuracy, completeness, or timeliness.
8. Limitation of Liability
To the fullest extent permitted by law, we shall not be liable for any direct, indirect, incidental, or consequential damages arising from use of this website or reliance on its outputs.